THE INVESTING SHOW: IDEAS TO MAKE MORE OF YOUR MONEY

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In pods we trust?Not after £16,000 insurance request

My dad invested £45k of his pension plan in storage pods. He has now been contacted by KB Financial Solutions, which has a website at karelbesta.com, with an offer to buy his pods for £60k. But he needs to pay £16k for insurance which he will get back when the deal goes ahead. I have told him this is a scam and not to send any money.

Hedge funds are tipping the share prices of Debenhams, Sainsbury's and Pets At Home to plummet as the High Street continues its struggle against online competition.

Investor sentiment on unloved UK equities funds is turning the corner back to better levels according to the latest data from Lloyds Private Bank.

Where are the best places to invest in 2018?

Investors have been buoyed recently but markets in which everything seems to be going up, but that doesn't mean that they should not be more choosy about where to put their money in the year ahead. Ben Kumar, of 7IM, discusses the best places to invest for 2018 with Simon Lambert, of This is Money, and Richard Hunter, of Interactive Investor, on the latest Investing Show.

The cryptocurrencies that could boom in 2018

Bitcoin and ethereum really took off last year, leaving many feeling that they've missed the bandwagon. So what are the other cryptocurrencies that could boom? Or are they more likely to bust? We look at some of the alternatives, including ripple, and Iota. But watch out - cryptocurrencies are volatile, complex, and there is a risk of losing a lot of the money you put in.

The digital currency and others, including ethereum, ripple, bitcoin cash and cardano, tanked after officials in South Korea and China suggested they could try to block trading.

The bitcoin rollercoaster has continued to deliver spectacular price moves as the cryptocurrency dropped below $10,000 and then bounced 20 per cent to top $12,000.

Joe split his £600 savings between bitcoin, ethereum and litecoin. However, several weeks later and sitting on a loss he still has no idea what they are and how they work.

Warren Buffett has warned bitcoin backers face disaster - and suggested the online currency craze will fail. Bitcoin surged as much as 1,900 per cent last year before dipping.

MIDAS SHARE TIPS: Which high street shops will thrive?

More of us are shopping online. Last month, there was a 3.5% annual decline in footfall on the high street. We take a look at the shops who could still thrive, despite the gloom - and others who have a worrying future. Included in the round-up are M&S, Debenhams, Mothercare, B&M and Joules.

The firm floated in March 2014 at 50p. Today the shares are 187.25p and should increase materially as Boohoo takes market share from less agile competitors.

Investec reckons that Virgin Money will shrug off a crackdown on credit card lending by the Bank. But Debenhams is one of Britain's most shorted stocks - meaning investors are betting shares will fall.

This month marks three years at the helm for Ross Teverson, manager of investment fund Jupiter Global Emerging Markets. The performance numbers look good.

The fund's managers Francesco Conte and Edward Greaves search out smaller companies on the continent that are leaders in their fields with products or services that are hard for rivals to copy.

Pick the best (and cheapest) investment Isa platform

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

Rightly or wrongly, some people simply want a quick, straightforward route map to investing in an Isa. To that end, this is our distilled guide to getting started.

FTSE long term.jpg

Popular share buying is set for a comeback. But for newcomers, buying and selling may seem daunting. So here is our guide to getting started in the market

Tracking: Following an index is cheaper than an active fund and often more successful

Tracker funds are ideal for those who want to invest but don't want the hassle of picking shares or cost of a fund manager, who is unlikely to outperform the market.

We asked trusted experts to recommend the best funds that cover different investment sectors - and included This is Money's selection of active and passive options too.

The tortoise and the hare: Passive investors believe that slow and steady wins the race, while active investors chase market-beating returns.

Fund investing helps many small investors strike it rich. Find out what funds and investment trusts are, how to invest - and save money with a DIY investing platform.

Despite the better long-term returns, many with plenty of rainy-day savings in cash are reluctant to invest any extra money they save. Here's why they should bother.

How the war on plastic could boost your Isa

Yesterday Iceland - one of Britain's best-known supermarkets with more than 900 stores - pledged to remove all plastic packaging from its own-label products within five years. As firms are forced to stop using harmful plastics, new materials are being developed that decompose and are better for the environment. So can you tap into this new trend to give your Isa a boost?

I have 100 shares in Royal Dutch Shell and have recently been given the opportunity to buy more. What should I do? And what is the difference between the firm's A and B shares?

Investing app Moneybox is the latest provider to announce it will offer a Lifetime Isa with the app's founders aiming it at those saving a deposit for their first home.

ETFs look to profit from cannabis liberalisation in the US

You can now invest in a basket of marijuana-related stocks passively through a pair of exchange traded funds cooked up in the US to profit from the decriminalisation of the substance in a number of US states. But are marijuana ETFs likely to lead to investment highs or are investors more likely to see their cash go up in smoke?

The stock market has been gently rising since 2012 and not even tensions between North Korea and the US have stopped it. Could it keep going up or are we due a correction?

One of the major attractions of oil firms is that their share prices look cheap compared to other listed companies due to the troubles they have faced over the past few years.

Record-low savings payouts are driving savers to become investors and take bigger risks to boost their incomes. But it is not the stock market that many are choosing.

Are markets about to crash: Five top signals flash green

We take a look at why these indicators - including transport, copper and volatility - are currently saying the future direction of markets is positive. But still tread carefully, because Russell Mould of AJ Bell cautions that the very fact they all look rosy could be a bad sign in itself.

California legalised retail sales of cannabis this month, triggering an immediate rush for the drug and queues around the block outside shops.

Many companies offer perks and discounts to those who buy their shares. Depending on how many shares you own and when you buy them, these perks could entitle you to some serious discounts.

Ten tips to help if you've never invested before

Investing is one of those things that most people know they should do and far fewer actually get around to until much later in life. But saving small and often is without doubt the easiest and safest way to grow your money over your lifetime and, ideally, build a nest egg to fund your retirement in the future.

This year has been stellar for stock market performance while bitcoin has dominated the headlines. But will the same companies and currencies perform well next year?

Warren Buffett wins 10-year bet that robots invest best

In 2007 Warren Buffett bet investment firm Protégé Partners $1 million (worth £505,000 at the time) that a fund designed to blindly follow the S&P 500 stock market index would beat a selection of funds managed by humans after a period of ten years.

More than a third of investing professionals think the most likely trigger for a slump is fear stocks have become overpriced, according to a survey by Managing Partners Group.

Investing experts are cautious about 2018, as international investors shun our domestic earners while we contend with Brexit. Could the UK pull off a surprise, and the FTSE 100 storm to 8,000?

He's more used to packing out stadiums. But it appears that Roger Daltrey, the frontman of legendary rock band The Who, has turned his hand to investing.

Thankfully, despite some of the bellicose talk in 2017 from North Korea to Iran and the Yemen, the world did not tip over the brink in 2017.

Centrica has been tipped pay their shareholders the most out of all the income stocks in the FTSE 100 in the New Year.

It has been a year since Hargreaves Lansdown dipped a toe into fund management with the launch of its maiden in-house fund investing in UK companies, but how has it fared?

100-year-old trusts that still make top returns

With Christmas fast-approaching, shoppers are rushing out to buy the latest gizmos and gadgets, but when it comes to investing it could be the oldest products that are the best. Investment trusts that are 100 years old or more are producing bumper returns for investors who have realised the value of these golden oldies.

The start of a new year is a good time to review your investment portfolio - and see whether changes need to be made to your Isa, self-invested personal pension or stand-alone investments.

Even now, with bitcoin up 1,600% since the start of the year, I do wonder about buying some. The reason being that I suspect we aren't at the top of the classic bubble chart yet.

The so-called Santa rally refers to the weeks before and immediately after Christmas during which shares have a tendency to collectively climb more than at other times of year.

New European rules expected to herald the biggest City shake-up in a generation come into force this week.

Millions of us will resolve to make a fresh start this week - whether that's joining a gym, eating healthier or seeing more of our families. So why not take the same approach with your investments?

Bull run

American stock markets have enjoyed a stellar return in the past year. But some experts worry that the bull run that has sent US shares to record highs could come crashing down.

Old Mutual sells fund management business for £600m  

Anglo-South African financial services giant Old Mutual has signed a deal to sell a slice of its investment business to private equity group TA Associates for £600million. The unit currently has £25.7billion worth of assets under management. Its chief executive, Richard Buxton, will be staying on at the helm.

The most famous slot car racing brand is British company Scalextric which is celebrating its 60th anniversary . Slot car racing fan Mike Harvey (pictured) has built his own 97ft racetrack.

Savers in their 20s can now stash money away for retirement in funds that automatically chop and change their investments as they grow older.

Second-division Fulham this month signed a sponsorship deal with ICM Capital, which offers risky investments called contracts for difference (CFDs).

Figures from the IA revealed UK Equity Income as the worst selling sector, losing £272million, as private investors pulled out more cash than they put in.

Is adviser fair to charge £3k a year to invest a pension?

On reaching 65 in May 2015, I had a meeting with my financial adviser with a view to investing my private pension which amounted to just under £200,000. During our meeting I was advised the annual management charge would be 1.54% which sounded reasonable but after adding it up, it amounted to nearly £3,000 a year. Could you please advise if the management charges sound fair and if not are you able to suggest any alternatives.

Many income investors are guilty of relying too heavily on the so called dividend stalwarts in the FTSE 100, but there are plenty of opportunities away from the big guns.

There are no guarantees in the world of investment but experience can be drawn on to help shape decision making.
Here a leading expert share his views on what's in store for 2018.

Income-focused ETFs have become a popular choice, ticking off the 'low-cost', 'diversified' and 'easily bought and sold' boxes on an investor's wishlist. Here's what you need to know.

Fidelity has now provided some of the headline figures involved, which offers some much needed insight into what it will really mean for your money if you invest with the firm.

Vanguard unveils two lifestyle funds aimed at millennials

Fund giant Vanguard has launched two special funds aimed at fresh-faced investors with over 40 years to go before they retire. It claims a 25-year-old investing £100 per month could end up with around £135,000 after 40 years. That means that they provide an easy option for someone in their twenties or early thirties now - the so-called millennial generation - who want to get cracking on saving for retirement.

Get an investing Plan B to protect against a market crash

History teaches us that bull runs never last forever and eventually markets will plunge into a bear territory, or even worse face a full-on crash. When exactly this will happen is anyone's guess, so unless you have a fully functioning crystal ball, having a contingency plan is a wise move.

All investment is risky but some propositions amp up the stakes to levels akin to slot machines in Las Vegas. And that's exactly the category binary options fall into.

It could be the perfect present for the tricky person who has everything. Heather Baker (pictured) recently joined in the cryptocurrency craze - not as a spender but as an investor.

FCA says four City firms ‘may have broken competition law’

City watchdog the Financial Conduct Authority has said investment firms Artemis Investment Managament, Hargreave Hale, Newton Investment Management and River & Mercantile Asset Management 'may have broken competition law.'

Bitcoin's price is poised to smash the $10,000 barrier - sparking fears of a dangerous bubble which could end in huge losses. The online currency is valued at $9,700 per unit.

Fidelity has now provided some of the headline figures involved, which offers some much needed insight into what it will really mean for your money if you invest with the firm.

When the final dividend for the financial year just ended is paid, the trust will have raised its total regular dividends for the year by 48 per cent to 20p per share. The share price is currently 860½p.

The worry for tech investors is how to pick the genuinely game-changing companies from the hyped-up wonders - and deal with sky-high valuations. We take a look and pick four top funds.

I want to put my pension in cash because a crash is coming

I am almost 55 and have a pension pot totalling £70k over four policies. I wish to remove the risk and have them put into cash for now, as I believe there is going to be a crash. Is there any risk to me doing this, such as some hidden fee or it not really going into cash but some other vehicle which is worse than what I had?

NatWest has launched a fully regulated robo-advice proposition charging £10 for customers seeking to invest sums as low as £500.

Britain is on the cusp of a driverless car revolution, if the Government is to be believed. Within just a few years, cars that can drive themselves will be on our roads.

It has been a bumper year for investment returns with established stock markets trading at record highs or thereabout. But where exactly did investors find their greatest successes over the past 12 months?

Last year, 32 per cent of international real estate investors said they were seeking to buy up commercial property in the UK. Now just 27 per cent are pursuing new projects.

Record fund sales as investors shun UK shares

Net retail sales of funds were £5.6 billion in September, the largest amount ever recorded by the trade body. That brought the quarterly total to of £14 billion, which was also a record. Not all asset classes fared well though, with significant variation in total sales.

Old Mutual has said it is targeting a spin-off and stock market float of its wealth and investments business for 'early 2018' under new brand 'Quilter'.

The digital currency has attracted serious attention in recent months as its value has soared - with many investors hoping it can make them a lot of money.

I want to invest in a global ETF or tracker fund but I don't want to have more than half of my money in the US - as most global ETFs seem to. Is this possible?

I have inherited £50,000 and plan to spend a bit and then invest the rest, how do I do that?

UK investors expect returns of up to 15% each year

UK investors are being unrealistic about their expected gains, which average 8.7 per cent each year over the next five years, according to new research. Schroders quizzed 1,000 British investors for its study and found that millennials are the most optimistic about their return forecast.

So can you profit from the cashless spending revolution? Many firms are racing to develop technologies to make it easier to pay by card or by phone. We reveal the funds that invest.

I invested £27,750 in Farnham Park Cemetery, Surrey, but as far as I can establish, no investor has been able to realise their investment by selling their burial plots.

Kevin, 36, wants to invest rental income and money from his business in a growth portfolio, with the goal of having enough money to retire when he is aged between 45 and 50.

Data shows that money invested between November and April often performs far better than investments made between May and October.

What does a rate hike mean for investing in bonds?

Super-low interest rates and quantitative easing sent bond prices soaring after the financial crisis - and led to countless warnings that they are no longer such as safe investment.With interest rates heading up, the environment has got a whole lot tougher for both government and corporate bonds. We pick five of the best bond funds for rising rates.

The latest deterioration in investor sentiment takes the average FTSE 350 shorting activity to the highest level in more than two years.

The Fundsmith Sustainability Fund is based on a portfolio that Smith initially put together to raise money for 'Comic Relief'.

Its bosses were jailed, but the firm which introduced me to the fraud was never investigated. It was Sol Emissions Limited which told me it charged 5 per cent commission, but took up to 60 per cent.

At present, investors who lose cash when firms go bust receive protection of £50,000 if the provider is registered with the Financial Conduct Authority.

Where should I invest £60k for retirement income?

I have taken early retirement and received a lump sum of £60,000, which I want to invest for an income to supplement my pension. I haven't invested before and I don't want to take much risk. What is my best strategy?

Initial coin offerings have been described as 'the biggest scam ever' by former penny-stock broker turned author Jordan Belfort, who wrote 'The Wolf of Wall Street' - later turned into a hit film.

Moneyfarm has rehashed its admin fee structure - introducing a 0.7 per cent charge for modest investors with less than £10,000 and ramping up costs for those with larger sums.

Despite potentially tasty returns, the whisky market is not regulated by the Financial Conduct Authority. So you need to tread carefully - scams are a regular feature of the whisky market.

DIY investing platform Interactive Investor has lifted its account charge by £10 a year and will move customers of recently-acquired TD Direct Investing to the same flat-fee model.

Dabbl, an app-only stock broker offering investors the chance to make unlimited trades for one monthly fee of £1.49, is set to launch by Christmas.

We explain what it is, what FTSE stands for, what the FTSE 100 number means and what it's got to do with the state of our economy.

Is it time to profit from value investing?

It might be about finding out-of-favour investments, but value investing itself is back in fashion. A commitment to value investing requires patience, but that has been tested with the strategy falling by the wayside since markets recovered from the financial crisis. Now there is a growing feeling in the investment world that things are about to look up for value. We take a look at what this means and where value investors see opportunities.

Six steps to stop the inflation monster eating your money

The highest inflation rate for more than five years - at 3 per cent - is turning another screw on already squeezed family budgets. But from getting a better savings deal, to investing to generate income and potentially saving thousands on your mortgage, here's how you can fight back.

Britain's small army of income investors are on track to receive a bumper payout this year after dividends reached a record £28.5billion over the summer. We look at why and some top funds.

A huge disparity in the costs of buying and managing investment trusts across 26 different platforms has been revealed. So it most certainly pays to shop around.

Anyone investing in a new venture capital trust - or a new share issue by an existing trust - gets a big incentive of 30 per cent tax relief . But you should never invest for tax breaks alone.

There is a plethora of bizarre and down-right outrageous ETFs sprouting from across the Atlantic that UK investors can pile into but can more than DOUBLE your tax bill on returns .

Has the Japanese stock market turned a corner?

As has been extensively documented, Japan's economy has been stuck in the slow lane for well over 20 years with very limited or even non-existent growth. There are some signs though that it has picked up pace this year and is worth a fresh look for investors.The latest of which came this week as upbeat sentiment sent Japan's best known stock index the Nikkei 225 up to a 21 year peak of 20,881 on Wednesday, a gain of 57 points or almost 0.3 per cent.

Thirty years on from the biggest one-day stock market crash ever, experts are worried history is about to repeat itself.Black Monday in October 1987 saw the worst fall in 30yrs.

Money Pit Stop: I want to invest in green technologies

Andrew, 45, is a web developer who has no investments outside of an endowment mortgage at present. He wants to start putting aside £5,000 a year out of his income into an ethical fund portfolio. Andrew is particularly interested in investing in green technologies. His time horizon is at least 10 years, probably longer. In the latest in our series Money Pit Stop, we asked an investing expert to give him a free portfolio makeover.

Our ageing population is creating new opportunities for investors, as more older people create greater demand for healthcare innovations.

A firm called Basset & Gold are advertising a product saying 'Pensioner Bonds Are Back'. However, capital is at risk and many may believe there is a link to the NS&I product.

Savers who withdraw regular chunks of cash from their pensions risk £13,500 being gobbled up by expensive funds over their retirement, as they are tempted by firms' easy options.

As the veterans of emerging market investing retire, who are the fund managers you can rely on? We look at the new rising stars.

I have £130k to invest for income - where do I start?

I am a 72-year-old retired builder. I have just sold a property and will have approximately £130,000 to invest, preferably for income. I have a medium appetite for risk. Patrick Connolly, certified financial planner at Chase de Vere (pictured), replies.

Nearly three-quarters of people surveyed by Triodos Bank believe businesses have the power to create positive social and environmental change.

Rebecca O'Connor, the co-founder Of Good With Money, said the penny dropped when she saw her pension fund was invested in BP, Shell and British American Tobacco.

Is it time to buy into unloved UK shares? Minor Investor

When investing it often pays to do the opposite of what others are doing. So what should we make of the seemingly contrarian investing opportunity staring us in the face - UK shares? Britain's investors have made it abundantly clear that their home market is not for them but that could mean that looking for unloved companies in our unloved country could pay off.

Vanguard is piling on the pressure to cut fund fees with the launch of its low-cost first actively managed bond fund for UK investors. But is the pricing just a gimmick?

A typical active equities fund charges in the region of 0.7 per cent of the invested sum and often higher, while standard index trackers can charge as little as 0.07 per cent - a tenth of the cost.

13 highest yielding investment trusts invested in shares

Good sources of income are hard to come by and analysts at Stifel have compiled a list of 13 investment trusts that invest in shares with a yield of at least 4 per cent. The names on it range from dividend hero City of London, with 50 years of rising payouts under its belt, to Aberdeen Asian Income and European Assets Trust, which yields 6.7 per cent.

How old you are determines how long you have to invest, and that can help decide how much investment risk you should take.

Investors who put £5,000 a year into a fund that mirrored the performance of the FTSE All Share over the past decade would have seen their fund grow to £81,561.

Manchester City, Liverpool, Arsenal, West Ham, Southampton and Watford have signed big-money deals to advertise so-called CFD deals.

A friend recently told me that I could still be paying money on my investments to a financial adviser I haven't seen in years. Is this true?

Fidelity to charge variable fund fees based on performance

Investing giant Fidelity International is tearing up its existing rule book on active fund fees to replace them with a new performance-linked charge. The new 'fulcrum' structure reduces the flat management fee, which investors are charged regardless of performance, in favour of bringing in a variable one which will be lower if a fund fails to perform but higher if it does well.

New political ETF invests in Republican Party backers

After riding on a tax-cutting ticket in the US election almost a year ago, President Donald Trump has finally outlined plans for the biggest overhaul of America's tax system since Ronald Reagan's times. That announcement has proved timely for a new ETF launched to give investors easy exposure to some of Trump's biggest corporate backers. The Point Bridge GOP Stock Tracker ETF invests in companies that have given more than $25,000 (£18,500) to a Republican candidate in any of the past two election cycles.

Robo advisers are low-cost investing websites that help you pick the right investments for your money. But are these a good way to invest your pension? We take a look.

Investors who put £5,000 a year into a fund that mirrored the performance of the FTSE All Share over the past decade would have seen their fund grow to £81,561.

Keeping your cash invested through retirement means you can take an income while your money continues to grow. But how do you pick the right investments? We get some top tips.

Featured in this installment of Money Pit Stop is John Miles, an 89-year-old retired driving instructor who wants to know how best to invest £130k at low risk for income for his children.

Often touted as a bellwether for the UK economy, the index is comprised of medium-sized businesses which tend to be more domestically focused than the giants of the FTSE 100

'Generating an income in retirement has never been harder, but that doesn't mean you should just give up', says Tom Becket, chief investment officer at Psigma Investment Management.

How to invest in retirement and make more of your pension

Retiring today brings much more freedom in terms of what you do with your pension pot. But with that choice comes a tricky task: investing in retirement and making sure your pension doesn't run out. We have written a series of articles that aim to help you navigate your way through the maze. Read them here.

There are plenty of ideas and guidance provided for novice investors which typically revolve around standard rules, all of which are reasonable tips and not just for when you're starting out

Shorting has traditionally been for only professional investors but those with more modest sums can access this type of trading through low-cost exchange-traded funds called inverse ETFs.

Helena Morrissey makes plea to encourage female investors

Helena Morrissey is on a mission to persuade more women to invest in the stock market. They are at least as good at picking shares as men, she says, but far less likely to try their hand. 'Only around half as many women as men invest in shares through an Isa. Roughly about 17 to 18 per cent of men have a stocks and shares Isa but only about 9 per cent of women,' she says.

Could the stonking fees paid for stars such as Manchester United's new £75 million striker Romelu Lukaku be a sign that there's money to be made for investors?

After letting UK interest rates languish at record lows for the best part of a decade, the Bank of England is now expected to increase them twice in the next year.

How much money do I need before I start investing?

Would you lose sleep over the amount you plan to invest if it got wiped out in a market crash? If your answer's 'yes, it would cripple me emotionally and financially', think again about whether you're ready to invest. So, what amount of seed money is ideal, how long should you be prepared to lock it away, and what should the general state of your finances be before you enter the world of investing.

The Foresight Group has launched a bond offering a trio of fixed-term deals paying up to 4.83 per cent interest to bankroll the so called 'smart meter revolution'.

These tools come in the form of tax-friendly wrappers that reward long-term investing. If you adhere to our four-point plan, you will not go far wrong.

Emerging market investment trusts are a bargain buy

Are emerging market investment trusts the last decent cheap investing opportunity? Top performing trusts have share prices that trade at double-digit discounts. We look at the trusts up 70% or more in two years that can be bought for less than the sum of their parts.

Head of equity strategy at online investing platform Interactive Investor, Lee Wild, on generous dividends that are also affordable and sustainable, and covered by profits.

The Fidelity China Special Situations Trust, has generated 123 per cent return since Dale Nicholls succeeded fund manager Anthony Bolton as fund manager. We ask him how.

What is the best way to spend money at retirement?

A huge part of having money is spending it on things that bring a smile to your face, but how exactly should you spend your nest egg? We take a look at where to get help planning your income in retirement and what the usual options are.

How to invest for higher inflation: Buy banks and not beer

Investing for a low inflation world has paid off handsomely in recent years, as defensive shares with a reliable dividend have seen their prices rise substantially. But is it time for a different course of action? Better opportunities lie elsewhere believes Schroders' James Sym.

Lars Kroijer: Profit from being a passive investor

Lars Kroijer has become a leading proponent of passive investing - and as a hedge fund manager is a man you might consider to know what he is talking about. We ask Lars to explain his thinking and how investors can build a simple passive investing portfolio that lets them sleep at night.

Gervais Williams has carved out a reputation as one of the UK's best smaller company stock pickers. He gives us his tips and explains why private investors can have an advantage.

India is an exciting investment opportunity in one of the emerging markets' strongest economies, so why do more UK investors not buy in?

The FTSE 100 has surged to fresh record highs in 2017, but can that run continue through the rest of the year?

Does the financial world of 1987, a time before the internet, have anything to teach us today - and what can we also learn from the dot com bust and the financial crisis crash?

James Codling, of Venture Founders, joins the Investing Show to look at why investors need to apply discipline and diversify, as some investments will go bust.

What does asset allocation mean, how do you do it and how do you then also profit from opportunities of the moment? Fidelity International's Bill McQuaker explains.

Should you open a Lifetime Isa? What's on offer to savers

New Lifetime Isas allow under-40s to save for a home and retirement at once, and the Government is offering free top-ups worth up to £32,000 if you max out your fund. For those weighing up whether to open one, we look at the benefits and pitfalls of the new products, and what's available from providers.

To help investors separate the income fund wheat from the chaff, investment firm Sanlam has picked its top 14 investments, along with those to be avoided.

Coming into money is not something that happens often, but when it does, it makes sense to take some time to consider your financial situation and your options.

How do your bank's investing and advice services stack up?

Britain's biggest banks axed or scaled back investment services following a clean-up of the financial industry that banned cosy backdoor commission deals four years ago. But now most banks are bringing back investment options for customers under the new regime. We round up what the top players are offering and what it costs.

You might invest, but do you have a a clearly defined plan of what you are investing for and how you plan to do it. If you're anything like me the answer is 'no'. So here's how to get one.

At a time when we are living longer and need to finance our own later life, the industry needs to be encouraging people to invest, not putting barriers in their way.

How to invest your pension in drawdown

While many people dislike the idea of an annuity, the alternative means keeping your pension invested in retirement and managing it yourself - a process that can be confusing and full of pitfalls. So here's a checklist, from investing, to income, taxes, the state pension, inheritance, illness, financial advice and much else.

My son has just turned one and my husband and I would like to use his birthday money to open an investment account for him. So who should we invest with? And what should we invest in?

While every saver is different, there are a few golden rules that everyone should stick to when it comes to investing for retirement. Here we run through some of the prime principles...

What do cryptic investment fund names mean?

Investment fund names are often a baffling mixture of impressive but vague words, which mean little to people who aren't already clued up on financial jargon. People hoping to boost their savings by buying a fund or trust face a steep learning curve, unless they're lucky enough to have a friend in the know or are willing to fork out fees to a financial adviser. We offer a short cut, and explain what all the fancy terms really mean.

Global government bond markets are vast and affect everyone who pays tax, saves or invests. We unscramble the jargon used by industry insiders to help everyone else fathom what's going on.

Fund and trust ideas for first time and cautious investors

If you are new to investing then the huge number of funds and investment trusts on offer can be confusing. Fortunately, This is Money's experts have some ideas to get you started.

On the up: Emerging markets such as Brazil are where much of the world's growth is expected to be over future years.

If you're looking to add some flair to your investing Isa with emerging markets, This is Money's experts have some ideas to get you started

Income investing: Dividends can deliver both a healthy boost to long-term growth and a way to earn from your investments.

Income investing can let you draw on your portfolio or reinvest dividends to build solid growth over time. Our experts give their fund and investment trust recommendations.

THE INVESTING SHOW

       
   

Investing: don't miss

Poll

Which shares will deliver the best return for investors over the next five years?

Which shares will deliver the best return for investors over the next five years?

  • US 946 votes
  • UK 2640 votes
  • Europe 420 votes
  • Emerging markets 885 votes
  • Japan 351 votes
  • China 303 votes
  • India 686 votes
  • Smaller companies 530 votes

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The investment industry's world of abbreviations...
Acc: Accumulation - any income generated by the fund like dividends or interest is automatically reinvested.
Inc: Income - any income generated is distributed by the fund instead of being reinvested.
Dis: Distribution - any income generated is distributed by the fund instead of being reinvested.
R: Retail - the fund is aimed at ordinary investors.
I/Inst: Institutional - the fund is aimed at corporate investors like pension funds.
A, B, M, X etc: Different fund houses use letters for different things. Check with them what they stand for.
NT/No trail: Some fund houses use this name on clean funds which carry no commissions for financial advisers, supermarkets or brokers, just the fee levied by the fund manager. But other fund houses use different letters - I, D or Y, for example - so you need to find out for yourself which are clean funds.
Gr: Stands for gross.
GBP/£: Fund denominated in pounds.
EUR: Fund denominated in euros.
USD/$: Fund denominated in US dollars.
Compiled with online stockbroker The Share Centre

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