House prices rose by just £2,353 on average last year, as a slowdown in London and the South East dragged growth down, the Halifax index showed. And there were further signs of a cooling UK housing market as house prices ended the year with the first monthly fall in six months. Halifax forecasts a rise of between 0 and 3 per cent for 2018.
'Five-year buy-to-let mortgage rates are cheap as chips': Broker says landlords would be mad not to lock in to low rates now
Five-year buy-to-let mortgage rates available today are among the cheapest ever seen, so why aren't more landlords locking in for longer? In fact when fees and monthly payments are taken into account, one mortgage broker argues five-year fixed rates have never been cheaper. She explains why she thinks landlords should lock in.
Buy-to-let lenders relax mortgage rules for landlords, less than a year after the Bank of England told them to crack down
A number of smaller lenders have dropped their rental income minimums back down to 125 per cent - particularly if landlords can show they only pay basic-rate tax at 20 per cent. Others will flex this ratio down from 145 per cent, depending on whether landlords are earning other income, how much tax they pay, the type of property, or whether they have other means of repaying the mortgage.
Have homes got cheaper since 2007 near you? SIMON LAMBERT on the map that compares house prices to wages
First-time buyers and movers require help from the Bank of Mum and Dad, the Government feels the need to bung new home buyers interest-free cash, and a glance at estate agent listings involves a game of ‘how much?’. But now an interesting piece of research has challenged the affordability doom and gloom, so does Britain really have a problem with high house prices?
Looking for a home to rent? How to beat landlord and letting agent traps and find the best place to live
For all those whose landlords are a dream, there's always a horror story of mould on walls, deposits docked for fictitious damage and boiler trouble. Meanwhile, with the much anticipated ban on letting agent fees still to materialise, it's easy to get stung when signing up to a new lease. We get tips on renting successfully.
Lender launches equity release for landlords: But should you use equity release to free up cash from buy-to-let?
For years it has been possible to take an equity release mortgage out against your home in order to free up cash to spend in later life - now you can do it on buy-to-let property. Specialist lender Retirement Advantage has launched a range of equity release loans specifically designed to allow landlords the option to release equity from their buy-to-let portfolio without remortgaging or selling.
Almost five million Britons live or work outside the UK and many of them don't want to give up property ownership in their homeland. But it has got a lot harder to get a mortgage in the UK if you don't live here - even if you're a British expatriate. It's doable, but the number of lenders that offer expat mortgages and buy-to-let loans is limited.
Government crackdown on landlords is misjudged and nowhere is that clearer than for social tenants...writes SARAH DAVIDSON
In 2008 there were just under 1 million tenants receiving local housing allowance and renting from private landlords. The most recent Government figures show that by February 2017, this number had grown to 1.4 million. But at a recent debate, several landlords admitted that they wouldn't be able to let their properties to social tenants as a direct result of the tax changes. For some, this even meant giving social tenants notice.
More bad news for buy-to-let: Why the election stalemate could spell even tougher times for landlords
Landlords across Britain are likely to be holding their heads in their hands after voters backed Labour in droves, leaving the country with a hung parliament. None of the major parties seem keen on private landlords and the best outcome for buy-to-let was considered to be a Tory majority, even though the Conservative government has already tightened the tax net.
Don't get floored by a buy-to-let profit slump: How to protect your investment as tax hikes start to bite
Landlords are being urged to seek cheaper mortgage deals fast to keep costs low as new tax rules are set to bite into their profits. In April the way tax is calculated on rental income from buy-to-let investments is changing. Investors will no longer be able to deduct mortgage interest costs from rental income when calculating the taxable profit.
Semi-commercial property is exempt from some of the new costs being imposed on buy-to-let properties, but it comes with its own challenges. Some investors are looking to semi-commercial property as there is not stamp duty surcharge and it is exempt from the mortgage tax relief changes. However, you'll have to look for tenants for both flat and property, and it is likely to be much more labour intensive.
Rent rises predicted to triple in 2017 after a year of little growth as landlords pass on new costs to tenants
The chief executive of property investment platform Landbay is predicting that rental inflation, which has slowed this year amid a tumultuous year for landlords, will see a spurt next year with rents rising 3 per cent in 12 months - almost tripling this year's inflation rate. Across the UK as a whole rents rose by 1.12 per cent in 2016 to November, slowing from 2.34 per cent by same point in 2015, according to Landbay's analysis.
Nearly half of all landlords plan to ditch letting agents to save money if their profits fall when new tax cuts kick in
Changes to tax relief rules will make buy-to-let less profitable for many landlords. Looking to cut back, many would consider ditching letting agents, a new survey suggests. The findings will come as a further blow to lettings agents who already face a drop in their income after the Chancellor of the Exchequer banned tenancy fees in last month's Autumn Statement.
The 'boomerang' ban? Claims hard-pressed tenants may NOT benefit from abolition of fees as costs will be passed on via landlords
A row has erupted in response to the tenant fee ban, with some landlord and agents reacting with fury to what they say are 'unworkable' plans that would have a 'boomerang' effect. Others, however, point out that landlords hit by agents hiking charges to claw back lost income could simply move to a cheaper lettings firm.
Buy-to-let squeeze continues: Landlords with multiple properties are warned of mortgage headache when new rules bite in 2017
Landlords with four or more buy-to-let mortgages have been warned to prepare for a major headache as new rules force lenders into much tougher mortgage assessments. From 30 September 2017, rules laid out by the Bank of England's Prudential Regulation Authority mean any landlord who owns four or more mortgaged buy-to-let properties will have to submit income and mortgage details on all of them every time they refinance one, or purchase a new property.
Assault on buy-to-let will push half-a-million landlords into higher rate tax, as industry warns of rent hikes and forced sales
Britain's landlords face tough choices as the Government's decision to limit mortgage tax relief on buy-to-let will force 440,000 into a higher income tax bracket. The addition of rental revenue to their normal income before their tax rate is calculated will push hundreds of thousands of people into a higher tax bracket.
Declining ownership is seen as another sign of property market in crisis, but is this true? Ed Mead, of estate agents Douglas and Gordon, joins the Property Show, to look at the state of the market and whether prices will keep rising. And as an experienced agent he also answers the question many of us will have asked: 'How on earth do people afford London homes?'
The taxman will want to know about any buy-to-let returns you make. If you don't declare your income properly or capital gains when you sell, you could be in trouble. We run through the taxes associated with buy-to-let. Some of these taxes and allowances have changed, so make sure you are up-to-date with them.
Buy-to-let has become big business as Britain's small army of property investors ploughed their savings into homes to deliver both income and growth. Buy-to-let mortgages are generally interest-only, require larger deposits and need rent to comfortably more than cover payments. We explain more in our guide.
Those considering investing in buy-to-let - or hoping to improve the returns on their existing properties - need to make sure they aren't making common mistakes. We outline the classic errors to avoid to make sure you get the best from buy-to-let - and how to look after your tenants so they look after you.